529 Annual Contribution Limits 2025. You can contribute as much money as you want, but there are tax incentives to stay within the gift tax limits. However, each state sets its lifetime contribution limit for 529 accounts per beneficiary, typically ranging from $235,000 to more than.

This limit is subject to the annual roth ira contribution limit, which is. You can contribute as much money as you want, but there are tax incentives to stay within the gift tax limits.